NEW YORK -- A new multinational study from MetLife reveals a striking “confidence gap”: while most adults describe themselves as resilient, their confidence drops by 72% when faced with real-life setbacks. The Confident Pathways Report, conducted across the United States, United Kingdom, Japan, and Mexico, was designed to better understand how confidence is built and sustained throughout life.

The findings underscore the role of opportunity, preparedness, and support in building confidence - factors that help people navigate uncertainty, recover from setbacks and pursue their goals.

At a time when soccer is bringing people and communities together around the world, the findings also highlight how early childhood experiences such as sports, education, and mentorship can help foster resilience and gain confidence from a young age.

Key findings across the four countries surveyed include:

· Confidence drops by 72% when adults consider their ability to recover from setbacks. Respondents were far more likely to describe themselves as resilient than to feel confident in their ability to bounce back from financial, emotional, or personal challenges.
· Early experiences help build confidence and resilience. More than half of adults who participated in sports as children say those experiences helped build confidence (56%) and persistence (52%). Parents overwhelmingly believe sports and tutoring and mentorship programs boost children’s resilience and confidence, with team sports ranking highest at 65%, individual sports at 55%, and tutoring and mentorship programs at 51%.
· Preparedness is critical to confidence. Adults who take proactive steps such as budgeting, saving, or maintaining life insurance coverage are 20 times more likely to feel confident they can bounce back from setbacks.
· Social connection remains a challenge. Less than half of adults feel supported by friends (41%) or a sense of belonging in their community (31%), showing that they lack strong support systems.

Across markets, the drivers of the confidence gap vary, revealing how local behaviors, attitudes, and financial habits shape resilience differently around the world:

· Mexico: Leads among the four markets on resilience and optimism. Yet fewer than 2 in 10 feel confident they could recover from a setback, reinforcing that lasting confidence depends also on preparedness, support and opportunity.
· Japan: Lowest expressed confidence, but among the strongest in preparedness. Only about 1 in 10 adults describe themselves as resilient, while 67% have life insurance and 65% consistently save money.
· United States: Widest confidence gap, with relatively strong self-belief but the highest stress levels: 46% report ongoing stress, anxiety or burnout, and 40% report significant financial strain.
· United Kingdom: A steadier profile, marked by strong financial habits. About 3 in 10 adults describe themselves as resilient with 81% regularly checking their finances.